Savings
Members save
Ordinary, thrift, target and more, each with its own rules and interest. Members fund in cash or online.
interest posts monthly
Built for cooperative societies
Run a cooperative your members can trust.
Savings, loans, welfare and shares for every member, across every branch, on one set of books that always adds up.
Start with a 7-day free trial, no card required.
- Counted to the kobo
- A checker on every entry
- Every correction on record
Unity Thrift & Credit Cooperative
Member M00214 · Adaeze Okafor
| Date | Entry | In | Out | Balance |
|---|---|---|---|---|
| 02 Jun | Monthly savings | +20,000 | 184,500 | |
| 09 Jun | Thrift contribution | +5,000 | 189,500 | |
| 16 Jun | Withdrawal | 12,000 | 177,500 | |
| 24 Jun | Monthly savings | +20,000 | 197,500 | |
| 30 Jun | Interest posted | +1,240 | 198,740 |
Closing balance₦198,740
ApprovedWhat your cooperative runs on
Four products. One member record. No spreadsheets.
Every product a Nigerian cooperative actually offers, built in and tied to the same member, the same ledger, the same approvals.
Loans
Members borrow
Apply, approve, disburse, repay. Flat or reducing balance, with schedules and late penalties handled for you.
flat & reducing balance
Welfare
Members support
Pool a welfare fund for bereavement, medical and more. Contributions in, benefits out, balance always clear.
one fund, every scheme
Shares
Members own
Members buy shares and earn dividends, split by shareholding the moment the cooperative declares.
dividends by holding
Why members trust it
Two sets of eyes on every naira that moves.
One person records a deposit, a withdrawal, a loan. A second person approves it. Until then, nothing touches a balance. Approved entries are kept for good: a correction is a new reversing entry, never a quiet edit. The books tell the truth, and the audit log shows who did what, and when.
MClerk recorded a depositpending · not yet on the balance₦20,000
✓Supervisor approved itposted · member notified₦20,000
One cooperative, many branches
Each branch balances on its own. The whole society always reconciles.
Give every branch its own members, tills and daily cash book. Work inside one branch, or stand back and see the cooperative entire. The books add up either way.
Head OfficeHQ₦6.2m
EnuguBR·02₦3.4m
AbaBR·03₦2.1m
Cooperativeall branches₦11.7m
Pricing
One subscription for the whole cooperative.
Every member, every branch, every product. No per-seat surprises. Every plan starts with a 7-day free trial, so you set up and explore first, then pay when the trial ends.
Starter
For new and smaller cooperatives finding their feet.
₦25,000 /month
+ ₦100,000 one-time license
7-day free trial
- Up to 100 members
- Head Office branch
- Savings, loans, welfare & shares
- Maker-checker on every entry
- Free setup & onboarding
- SMS alerts to members
Growth
Most chosenFor growing societies running more than one branch.
₦50,000 /month
+ ₦150,000 one-time license
7-day free trial
- Up to 500 members
- Up to 2 branches
- Everything in Starter
- Online funding with Paystack
- SMS alerts to members
Premium
For established cooperatives with several branches.
₦100,000 /month
+ ₦200,000 one-time license
7-day free trial
- Up to 1,000 members
- Up to 3 branches
- Everything in Growth
- Branch books that reconcile
- Priority support
Custom
For cooperative above 1000 members, unions and federations at full scale.
₦150,000 /month
+ ₦250,000 one-time license
7-day free trial
- Unlimited members & branches
- Multi-branch consolidation
- Bulk data import & migration
- Priority support & onboarding
- Everything in Growth and Premium
Start free for 7 days, no card required. When the trial ends, the one-time license fee and the monthly subscription (set by your AUSCA administrator) begin; change or cancel anytime.
Bring your cooperative onto CoopFinPlus.
Set it up in a minute: name your cooperative, add your first admin, and start with a Head Office branch, free for 7 days, no card required. Your members will thank you.